Reader’s Question:
Do accident and insurance always go hand in hand?
Chloe
Pierre SD
Yes and no. The idea about accident and insurance can go both ways. You buy insurance because you want to be protected financially in case of an accident. One can also say that after suffering from an accident, the need for insurance becomes greater.
Let’s [...]
Reader’s Question:
How can I determine which one is the right auto insurance policy for me?
Ferdie
Houston TX
If only purchasing an auto insurance policy is not mandated by state law, we could have gotten away from having to spend time finding the right insurance policy for us. If only having an insurance policy at hand is not [...]
Reader’s Question:
What do I get with a full coverage auto insurance and how can it differ with an ordinary auto insurance?
Morgan
Boston MA
In many cases, people will think that their car insurance policy will also protect them from paying damages done to their car during an accident when in fact, their ordinary insurance policy will just [...]
Reader’s Question:
I just got married here in Miami Florida. I bought a new vehicle and registered under my wife’s name only. I have my own car as well with my car insurance provider. My spouse’s car insurance provider told her that I need to be under her car insurance policy as well. She was told [...]
Reader’s Question:
Hello, this is Terry of Missouri. Do all automobile insurance policies cover car rental reimbursement?
Terry
Columbia, MO
Hello, Terry of Missouri. The answer is not all automobile insurance policies do. Most people don’t think about car rental reimbursement until they are unable to use their car because it has been damaged and is at the repair [...]
Reader’s Question:
Are drivers required to purchase uninsured motorist automobile insurance policies in South Dakota?
Trevor
Sioux Falls, SD
South Dakota is one of the states in America where the number of uninsured drivers is very high. Of the total driver population in the year 2006, 8% operate motor vehicles without any automobile insurance coverage at all. South Dakota [...]
Reader’s Question:
I heard that auto insurance policies are quite expensive. Are there affordable ones for senior citizens? I am from Tennessee, by the way.
Bessie
Memphis, TN
Bessie, what you heard about the prices of auto insurance policies is correct. In case you were wondering, it is like that because of the apparent number of incidents of vehicular [...]
Reader’s Question:
Will SR22s in California result in cancellation of automobile insurance policies?
Kayla
San Francisco, CA
An SR22 is a document filed by the automobile insurance company on the policyholder’s behalf. This form is filed with the Department of Motor Vehicles to show proof that an individual has automobile insurance coverage.
There are two instances where an SR22 may [...]
Reader’s Question:
How can a teenager avail of an auto insurance policy in Florida?
Edward
Jacksonville, FL
Assuming you are a teenager aged 16 to 18, you probably don’t have a valid driver’s license yet and only possess a learner’s permit. You also probably don’t have your own car and use your parents’ car to drive around. If this [...]
Reader’s Question:
What does a non-standard insurance policy mean? I live in New York.
Mitch
Bronx, NY
Non-standard auto insurance is a term used to identify insurance that cannot be sold at standard or favored rates. Often, it offers coverage similar to that of standard insurance; however, the rates of a standard insurance are lower. Normally, this type of [...]