Reader’s Question:
Hello, this is Terry of Missouri. Do all automobile insurance policies cover car rental reimbursement?
Terry
Columbia, MO
Hello, Terry of Missouri. The answer is not all automobile insurance policies do. Most people don’t think about car rental reimbursement until they are unable to use their car because it has been damaged and is at the repair [...]
Reader’s Question:
Are drivers required to purchase uninsured motorist automobile insurance policies in South Dakota?
Trevor
Sioux Falls, SD
South Dakota is one of the states in America where the number of uninsured drivers is very high. Of the total driver population in the year 2006, 8% operate motor vehicles without any automobile insurance coverage at all. South Dakota [...]
Reader’s Question:
I heard that auto insurance policies are quite expensive. Are there affordable ones for senior citizens? I am from Tennessee, by the way.
Bessie
Memphis, TN
Bessie, what you heard about the prices of auto insurance policies is correct. In case you were wondering, it is like that because of the apparent number of incidents of vehicular [...]
Reader’s Question:
Will SR22s in California result in cancellation of automobile insurance policies?
Kayla
San Francisco, CA
An SR22 is a document filed by the automobile insurance company on the policyholder’s behalf. This form is filed with the Department of Motor Vehicles to show proof that an individual has automobile insurance coverage.
There are two instances where an SR22 may [...]
Reader’s Question:
How can a teenager avail of an auto insurance policy in Florida?
Edward
Jacksonville, FL
Assuming you are a teenager aged 16 to 18, you probably don’t have a valid driver’s license yet and only possess a learner’s permit. You also probably don’t have your own car and use your parents’ car to drive around. If this [...]
Reader’s Question:
What does a non-standard insurance policy mean? I live in New York.
Mitch
Bronx, NY
Non-standard auto insurance is a term used to identify insurance that cannot be sold at standard or favored rates. Often, it offers coverage similar to that of standard insurance; however, the rates of a standard insurance are lower. Normally, this type of [...]